Last time this week I was feeling pretty rocking about our No Spend Month Prospects. With over a hundred bucks of our alloted $250 left, stretching the pennies to November seemed a pretty simple task. I was sure that if I could just stay away from the sushi we’d have this challenge in the bag.
What I was not planning on was the $42 in school event and activity fees we wrote checks for this week. This, as you may recall, is on top of the $35 for school pictures we ponied up on Week One, which means that $77.50, or very nearly one-third of my entire No Spend Budget has gone to supplemental educational expenses and school fees for our oldest child.
These unexpected education expenses are taking the wiggle-room out of our final six days. There is probably one thing looming that has the potential to really send us over the edge between now and the 31st, and that’s gas. Homebrew Husband is going to need to refuel his car before the end of the month. He can short-fill, but a full tank will probably run $50.
As of today, I have just under $55.
But you know how I really feel about these unexpected expenses? Frankly, I feel freaking excellent. If there’s anything I’m happy to spend money on that you can’t buy in a Garden Store, it’s my kids’ educations. What else am I saving for if not to be able to write field trip checks as fast as the school can send them my way?
Sure, this means that every dollar of spending has to be spot on between now and October 31st, but I think if I were to whine about spending $10.50 so my kid can go on a field trip with her class I would deserve every shoe that was thrown at my privileged, my-kid-gets-to-go-on-field-trips ass.
In fact, I think I’ll email the teacher and ask if any kid isn’t covered for the class outing. And if they haven’t? I’ll pay for those kids too and I’ll still make my No Spend Month budget.*
Cause that’s the way my spending values roll, damnit.
We don’t do No Spend Month because we’re cheap-asses, we do it because money is a tool, and getting in touch with our financial values through a little self-imposed deprivation once in awhile helps to remind us how we want to put that tool to its best use.
And I think all 8 year olds agree that no use is better than field trip day.
Week Four Spending
Groceries (milk) – $3.99
School Activity – $5.00
School Field Trip Tickets – $10.50
School PTA Support – $27.00
Week 4 Total – $46.49
Prior Weeks – $148.69
Monthly Total – $195.18
*Teacher email sent before this post was finished.
How did you do? We have nearly a week to go, but the final days are ticking down. Are you feeling more in tune with your financial values or are you just feeling like a latte, finally? Are you worried about making it to the end or do you feel more confident the closer you get to the savings finish line?0